Vendor Agreement

Life-Changing Wisdom Marketplace  |  Effective date: June 18, 2026  |  Last updated: July 12, 2026

1. Who this is between

This Vendor Agreement (“Agreement”) is between Life-Changing Wisdom Marketplace LLC, a Wyoming limited liability company with its principal place of business at 1019 Main St, Unit #1033, Bridgeport, CT 06604 (“LCWM,” “we,” “us,” or “our”), and you, the author or creator who applies to sell on the marketplace (“Vendor,” “you,” or “your”).

This Agreement is part of, and works alongside, our Terms of Service and our other policies, including the Refund and Return Policy. By being approved as a Vendor and listing Products, you agree to these terms.

2. What you are, and what we are

You are an independent seller. You are the seller of record for the Products you list. You set your prices, you own your content, and you run your storefront.

We are the marketplace. We provide the platform, the storefront tools, payment processing through Stripe, and fulfillment integrations through partners including Lulu and Printful. We are not your employer, your partner, your agent, or your publisher. Nothing in this Agreement creates a partnership, joint venture, or employment relationship between us.

3. Becoming a Vendor

Vendor accounts are reviewed before approval. We may approve or decline an application, and we look for genuine transformation, practical value, and craftsmanship in the work. Approval is not a guarantee of sales.

You agree to provide accurate information about yourself and your Products, and to keep it current. You must be at least 18 years old and able to enter into this Agreement.

4. Your content and your rights

You keep ownership of everything you upload: your books, your cover art, your writing, your brand, and your name.

By listing on the marketplace, you grant us a non-exclusive, worldwide, royalty-free license to display, promote, market, reproduce, and distribute your Products for the purpose of operating and promoting the marketplace and fulfilling orders. This license covers showing your work on the site, in our promotional channels, and through our fulfillment partners so your orders can be printed and shipped. The license ends when you remove a Product or close your account, except where we need to complete orders already in progress or keep records the law requires.

You represent that you own or control the rights to what you upload, and that your Products do not infringe anyone else’s rights.

5. Revenue split and payouts

When one of your Products sells, the retail price your customer pays is divided between you and the platform. This division is a split, calculated on the retail price before any costs.

What each side carries. The platform pays the payment processing fees (Stripe) out of its commission. We do not pass processing fees to you. You carry the production cost of your physical Products, meaning what our print partners (Lulu for books, Printful for merchandise) charge to manufacture and ship each item, which comes out of your share of the sale. For digital Products, which have no production cost, your full share is yours. Your storefront shows the production cost and your resulting net for each Product, so you set your retail price with your true margin in front of you.

A worked example. On a book priced at $25.00:

• The 85/15 split gives you $21.25 and the platform $3.75.
• Production (what Lulu charges to print and ship) comes out of your $21.25.
• Payment processing (Stripe) comes out of the platform’s $3.75.
• Sales tax is added on top of the $25.00, paid by the customer, and remitted to the state. It is not part of either side’s share.

Your actual take-home depends on your Product’s production cost, which your storefront shows you before you publish.

Payouts. Payouts are made through Stripe to the account you connect. You are responsible for connecting and maintaining a valid Stripe account and for any information Stripe requires to pay you.

6. Refunds, returns, and reversals

Refunds and returns follow our Refund and Return Policy.

There is a difference between a printing defect and a content problem. Our print partner manufactures each book exactly from the files you upload and does not check or fix your content. If a customer’s complaint comes from your files rather than the printing, such as a typo, a low-resolution image, or the wrong file, that is not a manufacturing defect. Any reprint or refund for a content reason is your responsibility, not the platform’s. Order and review one proof copy before you promote or bulk-order a title.

When a refund is issued on one of your sales, both the platform’s commission and your share are reversed in proportion. If a customer refunds a book where your share was 85% and the platform commission was 15%, that same split reverses, so each side gives back its portion. The same proportional reversal applies to chargebacks. Where a production cost was already incurred on a made-to-order item, that cost is handled according to the fulfillment partner’s terms for the damaged, defective, or misprinted item.

You agree that we may deduct reversed amounts, chargebacks, and related fees from your current or future payouts.

7. Customer relationships and data

This is one of the ways the marketplace is built for you. When a customer buys your Product, you get to build a relationship with that customer. You receive the customer information connected to the sale, and you own that relationship in a way most marketplaces do not allow.

That ownership comes with responsibilities that protect your customers, your fellow Vendors, and the platform’s standing with every email provider:

• Consent for marketing. You may contact a customer about their order at any time. To add a customer to a marketing or newsletter list, you need their opt-in consent. A purchase alone is an invitation to provide good service, not blanket permission to market.
• No selling or sharing the data. You agree not to sell, rent, trade, or transfer customer information to any third party. The relationship is yours to nurture, not yours to resell.
• Honor unsubscribes. Every marketing message you send must include a working way to unsubscribe, and you must honor those requests promptly.
• Follow the law. Your communications must comply with applicable email and privacy laws, including the CAN-SPAM Act and any data-protection rules that apply to you and your customers.
• Use it for its purpose. Use customer information to serve and build a relationship with that customer, not for unrelated purposes.

If you misuse customer data in a way that harms customers, other Vendors, or the platform’s email reputation, we may suspend or remove your account. These obligations continue even after you leave the marketplace, for the data you collected while you were here.

8. What you agree to sell, and how you represent it

You agree that your Products and listings will:

• Be your own work, or work you have the clear right to sell.
• Be described accurately, with honest titles, descriptions, and images.
• Meet the content standards of the marketplace and not include unlawful, infringing, hateful, or harmful material.
• Carry the prices and details you set and keep current.

We may remove a listing or Product that violates this Agreement, that creates legal exposure, or that misrepresents what the customer receives.

9. Your responsibilities as the seller of record

As the seller of record, you are responsible for:

• The accuracy and quality of your Products and listings.
• Responding to your customers and handling questions about your work.
• Any taxes that apply to your income from sales, except where we are required to calculate, collect, and remit them. We collect Connecticut sales tax where applicable.
• Keeping your account information and payout details current.

10. Independent vendors and your storefront

Your storefront is yours. You may also sell your work in other places, including your own website or other platforms. This Agreement is non-exclusive. You are not required to sell only here.

We ask one thing in return for the relationship and the tools we provide: that you engage honestly with the marketplace and your customers, and that you do not use the platform to harvest customers and then route them off-platform in bad faith. Building your own audience is encouraged. Using our marketing, our traffic, and our tools purely to extract customers while undermining the marketplace is not the spirit of this Agreement.

11. Fees and changes

The current platform commission is stated in Section 5. If we change commission rates or material terms, we will give you notice and the change will apply to sales made after it takes effect. Your continued listing of Products after a change takes effect means you accept the updated terms.

12. Suspension and termination

You may stop selling and close your account at any time. We may suspend or end your Vendor account if you violate this Agreement, misuse customer data, misrepresent your Products, or create risk for the marketplace or its users.

When your account ends:

• Orders already placed will be fulfilled or refunded.
• Pending payouts owed to you, minus any reversals or fees, will be paid according to the normal payout schedule.
• The customer data and email relationships you built remain yours, subject to the ongoing obligations in Section 7.
• Provisions that by their nature should survive termination will survive, including content licensing for orders in progress, data obligations, reversals, and limitation of liability.

13. Disclaimers and limitation of liability

We provide the marketplace “as is” and “as available.” We do not guarantee sales, revenue, traffic, or uninterrupted service.

To the fullest extent allowed by law, LCWM and its owners, employees, and partners will not be liable for indirect, incidental, special, or consequential damages, or for lost profits or revenue, arising from your use of the marketplace. Our total liability for any claim relating to this Agreement will not exceed the total platform commission you paid us in the six months before the claim, or one hundred dollars, whichever is greater.

14. Indemnification

You agree to indemnify and hold harmless LCWM and its owners, employees, and partners from claims, losses, or expenses, including reasonable legal fees, arising from your Products, your content, your use of customer data, or your violation of this Agreement or the law.

15. Governing law and disputes

This Agreement is governed by the laws of the State of Connecticut, without regard to conflict-of-law rules. Any dispute that is not resolved informally will be brought in the state or federal courts located in Connecticut, and you consent to their jurisdiction.

16. Contact

Questions about this Agreement can be sent to team@lifechangingwisdom.com or by mail to Life-Changing Wisdom Marketplace LLC, 1019 Main St, Unit #1033, Bridgeport, CT 06604.